Internet Merchant Account

AMS Guarantees the lowest rates and fees on all Internet merchant accounts.
All Internet accounts carry the AMS Advantage and a free Authorize.net Payment Processing Gateway option.

Internet Merchant Account Frequently Asked Questions
A general merchant account FAQ can be found here.

What is an Internet merchant account?
Internet accounts are primarily utilized by merchants that sell products or services from a website. However, Internet accounts are also used by merchants that have the need for portability. An Internet merchant account has a feature called a virtual terminal that can be accessed from any computer with Internet access. The merchant is able to use the virtual terminal to charge credit cards while on the go. This feature is especially useful when coupled with a laptop that has wireless Internet capabilities.

What is a real-time transaction?
A real-time transaction is a credit card transaction that is approved or declined almost instantaneously. An Internet merchant account uses a payment processing gateway to pass information from the merchant's website to the processor and back again in order to deliver an approval or decline in just a matter of seconds.

Can I accept phone orders with an Internet account?
Yes. The Authorize.net payment gateway has a very in-depth control panel that allows you to control a number of different aspects of your payment processing. The gateway also has a feature called a virtual terminal that allows you to manually enter a customer's credit card information using your computer keyboard. If a customer wishes to place their order over the phone instead of online you simply need to log into your virtual terminal and process their order.

Does AMS offer a free shopping cart solution?
No, AMS does not offer a free shopping cart solution at this time. There are literally millions of free shopping carts available online today which can be found by doing a simple search from one of the major search engines such as Google®, Yahoo!®, or MSN®. The Authorize.net® payment gateway is one of the most widely used gateways on the market and virtually all shopping carts are compatible with it. Before deciding upon which shopping cart you will be using just double-check that it is compatible with the Authorize.net® gateway. Most shopping cart providers have a compatibility list prominently displayed somewhere on their website.

What gateway does AMS use?
AMS in an authorized reseller of the Authorize.net Payment Processing Gateway. The Authorize.net gateway is very versatile and easy to use. In fact, it is as powerful and feature-packed as other gateways that cost twice as much.

I have a custom payment gateway, can I use an AMS Internet merchant account with it?
AMS is able to work with most customer software applications. Of course, this is a per case basis and you will need to call our sales department toll-free for a definite answer. Our payment gateway is compatible with almost all e-commerce packages such as MIVA Merchant.

How long does it take to get an Internet account set-up?
Our experienced sales team is able to have Internet merchant accounts up and running within 24-72 hours. The payment gateway is set-up in a matter of moments and all access information is delivered via email making the set-up process for an Internet merchant account very quick.