Home Based Business Merchant Account

AMS has the perfect merchant account for all business types and sizes, including home based business merchant account solutions.
Simply pick the package below that is best for your business and apply for a merchant account online or call one of our friendly sales people today.

Get the lowest possible rate available now ! Discount Rate 1.89% Transaction Fee 30¢ Statement Fee $8 Minimum $15 Application Fee NONE Annual Fee NONE AVS Fee FREE Contract NONE Cancellation Fee NONE Set-Up Fee FREE Terminals as low as $87 Apply for Package #1 by calling - OR -	Pay nothing to open a merchant account ! - or - FREE T-330 Terminal FREE Discount Rate 2.19% Transaction Fee 25¢ Statement Fee $8 Minimum $15 Gateway Fee $20 Annual Fee FREE AVS Fee NONE Contract NONE Cancellation Fee NONE Total Start-Up Cost $0 Apply for Package #2 by calling - OR -
Get the lowest possible rate available now ! Discount Rate 2.19% Transaction Fee 25¢ Statement Fee $8 Minimum $15 Application Fee NONE Annual Fee NONE Programming FREE Contract NONE Cancellation Fee NONE Set-Up Fee FREE Terminals as low as $87 Apply for Package #3 by calling - OR -	Never pay a monthly minimum fee again ! Minimum Fee NONE Discount Rate 2.25% Transaction Fee 30¢ Statement Fee $15 Gateway Fee (If Applicable) $20 Application Fee NONE Annual Fee NONE Programming FREE Contract NONE Cancellation Fee NONE Set-Up Fee FREE Tranz 330 Terminal Only $87 Apply for Package #4 by calling - OR -

Home Based Business Merchant Account Overview

At AMS we specialize in catering to the needs of all types and sizes of businesses including thousands of individuals that run their business out of their house or residence. Don't think for a moment that because you run a smaller business, or because you won't be processing thousand of dollars a month that you will be treated differently at AMS. We pride ourselves on offering the lowest possible rates and fees 100% of the time to ALL of our valued customers regardless of size or processing volume.

Popular Packages and Credit Card Processing Equipment

Most of our home based business clients love our free credit card machine offer that is found with package #2 above. Needless to say, the free terminal makes the start-up costs with package #2 very affordable at $0. Keep in mind that the free terminal that comes with package #2 does not have a printer. For most home based businesses this is not a problem as most credit card transactions are taken by phone. However, if you would like the convenience of a printer to make a record or your transactions we would suggest any of the other packages coupled with the awesome Hypercom T7Plus credit card machine.

Do You Swipe Credit Cards?

We find that most of our home based business clients take most of their credit card orders over the phone or in the field where they enter the information into the credit card terminal once they return. If this is how you process or expect to process most of your credit card transactions, then the rates and fees above are the packages for your to consider. However, if you are or will be able to swipe the majority of your credit card transactions through a credit card terminal then you will qualify for a retail merchant account with lower rates and fees.

Alternative to a Home Based Merchant Account Solution

We have found that many home based businesses are on a strict budget making low monthly fees and start-up costs essential. We have designed the packages above with those exact specifications in mind. However, sometimes we find that, depending on the nature of the business, there is a need for portability or store and forward capabilities. No problem! AMS offers merchant account solutions to fit any business type! If you are looking for portability you should take a look at our touchtone merchant accounts that make it possible for you to process credit cards by phone, or even our wireless merchant accounts and terminals. Perhaps you would like to go with a retail merchant account and a store and forward terminal like the Lipman Nurit 8320. This will allow you to take the terminal on the road, swipe transactions, and then clear the transactions when you return home and are able to plug the terminal into your home phone line.

Apply for a merchant account online today, or call one of our sales people toll free at 888-498-6641 with any questions or to apply by phone.